UnitedHealthcare CEO Brian Thompson killed in Midtown Manhattan by masked gunman in December 2024
- Thread starter Guess Who
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Guess Who
Well-known member
It seems that it very well might have scared bcbs into nixing their idea of limiting time for anesthesia.
Tresir
Well-known member
If the customer is not happy, why not just change provider? You don't need to commit murder.While I am absolutely not happy that he chose to kill this guy at all, nor condoning it, I am glad it has gotten the subject of just how absolutely awful the insurance industry is into discussion. There have already been some subtle changes happening, too. As somebody that has been dealing with UHC for my mom's coverage, I sure do get the outrage. It's ridiculous what hoops you have to hurdle to get some things that they say are covered actually approved and then for them to actually pay for what they say they will.
While there's NO reason to commit murder, wanted to explain that we can't just change providers at our own discretion, as a rule. Most Americans are provided insurance through their employer or the government. The employer must be quite large to offer more than one company, and you're not allowed to change your choice until "open enrollment", which is once a year. Government insurance is usually offered to the disabled or retired. Not sure about the disabled, but with Medicare you cannot change it except once a year in open enrollment, as well. Usually people have the insurance company they have because there are few other choices financially.
Many people here feel trapped in the system.
Guess Who
Well-known member
The only time you can change coverage is when you have a "life event" such as marriage, birth, etc. if not during open enrollment. Even then you can not change your provider. This also applies to ACA coverage. Many states only have a couple of possible insurers that even cover in their state. Also many of these policies won't let you go out of network so if you get hurt or sick traveling out of your area, you very well might not be covered. In many rural areas, there is only one choice at all because the only drs in the area are covered by that one insurer.
Not only that, but if you're changing because one company isn't covering something, you're going to be switching to a new company having a PRE-EXISTING CONDITION. They are no longer allowed to deny you or charge you higher premiums for it (they WERE allowed to do that prior to 2010). But many companies find ways to get around that. Also, there's no guarantee they will cover your needs either.
Guess Who
Well-known member
BUT if you are changing companies, most don't allow you to enroll into what they offer for about 90 days, so you are either going without, paying exorbitant COBRA prices or applying for ACA coverage for that period. Good luck finding a policy that will cover your same drs/hospitals, etc.
Tresir
Well-known member
If his family are wealthy, they probaly just paid for private healthcare directly.
What about people who don't work? Eg retired, sick, or maybe bringing up kids. How do they get health care? Pregnant women for instance?
Guess Who
Well-known member
Depending on any income you might have and you don't already have insurance, you either apply for Medicaid/Medicare or ACA or you get a job that has insurance (that they take the premiums out of your check) or do without. Those are the only options here and you have to get it during open enrollment otherwise, you do without. You can't add the baby until it's actually born.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
Exactly. I personally do not know where it stems from to be able to confirm but it has been reported on news about everywhere that they were not nor ever have been his insurer.
Now today, and was only partly listening, I am hearing about some group he was a part of. Not sure enough about what that's about but I think there is far more to come on this.
I also think people jumped to the conclusion this was over some personal grudge over denial of a claim of his but it doesn't seem to be the case.
So a health care discussion is great and way needed IF IT does any good, but not so sure that was even his intent myself.
Either way he is guilty of cold blooded intentional homicide (allegedly until proven guilty of course).
I'm wondering when they are going to up the second degree charge to first degree because I'm pretty certain they will based on what we know of all they have.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
That's not true in every state. WI has something called Badgercare and has had for a very long time. However, not all qualify. Many do though.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
Anyone pregnant or with a kid with no income is going to be covered. Sick you look into state coverage and possibly disability depending on your illness or disease. Retired, Medicare kicks in but not if you retire earlier than it is offered to you. THere's more coverage than some seem to think but there are gaps. I went without insurance for a very long time because of those gaps. And there certainly ARE problems in the system, hurdles to leap, circles to jump through at often the worst time of your life, red tape that makes everything so complicated it is hard to navigate.
I agree with your other post, his murdering and the health care system are two completely separate issues. The health care system could be an unending thread of its own honestly.
Re him, I'm not even sure of his reason other than we know he seems to hate corporate America but then is a McD and SBucks patron. and he is NOT a HERO. It shouldn't take this for others to start talking of it, where were they before this? What were THEY doing or saying about it to try to do something then?
He didn't get rid of the gun (idiot) and probably was onto his next killing which may not have even been going to be a healthcare exec.
He probably did help the person who wrote Deny, Depose, Defend or whatever it was sell a bunch more copies though, lol, sarcasm.
He didn't do **** except give up his own freedom and take another's life intentionally. Nothing more than that at all. Imo.
Guess Who
Well-known member
Badgercare IS Wisconsin's Medicaid, so it is true of Wisconsin also.
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus are answered below
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus...
www.dhs.wisconsin.gov
Guess Who
Well-known member
That is not true at all. You do not immediately qualify for anything if you are pregnant or have an injury or illness. It has all to do with income and timing. Otherwise there would be no people filing bankruptcy or liens placed on properties for these medical bills, would there? I know baby that so not qualify for anything. There is a wide gap between the qualifications of too much income to get Medicaid and to little to qualify for ACA. Most employer insurance takes 90 days to be in effect, too.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
Well you can call it that, or they can, and that's fine but it's also WI's own and it is I'd say more than the old Medicaid ever was. In fact I hardly use the term Medicaid even used any longer so perhaps that's the thing. The Medicaid I recall covered almost no one but people who had minor children, etc. Very few anyhow. I know though it is our own program and others have their own. I'm not sure some have any.Badgercare IS Wisconsin's Medicaid, so it is true of Wisconsin also.
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus are answered below
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus...
And believe me too you can easily fall in a gap with it. LIke anything. Even though it is now 0-64 that's way different imo than how things used to be, but even BadgerCare has been around for decades. And this is talking Badgercare but then BadgerCare "Plus".
Anyhow, so I was simply pointing out to someone who doesn't live in this country that each state has its own thing too and it's complicated. Just as you said with your mom, and we sure know it too, just the red tape and b.s. and hoops at most people's hardest times are awful to navigate.
And even BadgerCare is far from perfect and I think the excuse for our governor turning down the ACA Obama thing was stated to be we had our own program on one hand, but I'm sure it was also politics, isn't everything.... MN took it, WI didn't. So the price is different for us or in one state versus the next for the ACA I mean and a policy.
I'm sidetracking a bit but that's all the talk lately is health care so it's on the subject. I am trying to decide which state to finally permanently set down in because I sold my place a few months ago, job is here, most of family (not all) is there, etc., etc. but other real considerations is one state has a far higher sales tax than the other, but then one taxes SS and one does not, all sorts of pros and cons. One was way better to be in during Covid than the other and not run as idiotically. And let even counties kind of have their own choice. And so on.
It's hard to explain things I'd hope you'd agree because it's a hot mess when we have to navigate it all and it's difficult. AND changes all of the time.
Anyhow yes BadgerCare replaced Medicaid I am pretty sure I knew of that as no one even says Medicaid any longer for a lot of years now, but it's broader, and is better, in some respects. It's like saying Food Stamps versus what is it now an EBT card or some such.
And then there's the federal, the state, even the county or the city, etc. that all have some autonomy and the courts are different and all else, and things are different state to state.
Anyhow LOL is anything called Medicaid these days? I feel to say Food Stamps is not PC.
For the record, I didn't read the whole post. Because just can't right now, I was mostly trying to explain each state is different and some have their own programs, and they all vary.
And yeah, it is definitely a conversation to be had, just the insurance thing and could probably fill an entire thread.
I empathize and can imagine or even know what it is like helping or doing it for your mom. Been there, definitely. It's interesting and sad that all of us have to really navigate the clusterduck and do the most at their worst times in life usually. I agree too that things need to change but I'm a bit cynical that they ever will get all the fat cleared out, or the govt. deadbeats cleared or you name it. And I'm not talking politics, talking about all sides.
Now I'm in danger of going sideways so stopping.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
Yeah it's all a whole lot of fun. NOT. Let's not get into even Plan A, B and C and the b.s. in MediCARE. All of it. I agree. Is a nightmare.
GrandmaBear
Deputized Emu Slayer/Horse Thief Hunter
I mean Part A, B and C. Correcting myself there.
Guess Who
Well-known member
Also, if you get sick/injured and can't work for a while, you are very likely to lose your insurance because you can't pay the premiums because you also aren't getting paid at all and can't pay any of your bills. Then you also lose your home but your dr bills are still piling up. You also then run the chance of your Drs or clinics refusing to see you because your previous bills haven't been paid.
They don’t have Badgercare in Oregon, but they have something similar. It’s just called Oregon Medicaid. I got my mom on it last year.Badgercare IS Wisconsin's Medicaid, so it is true of Wisconsin also.
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus are answered below
BadgerCare Plus: Frequently Asked Questions
BadgerCare Plus provides health insurance benefits to people aged 0-64. It is the state's largest Medicaid program, with roughly 1 million members. BadgerCare Plus covers preventive care, urgent and emergency visits, vaccinations, prescriptions, and more. Common questions about BadgerCare Plus...
Especially a dentist! Mom has free dental now and can’t find a dentist who will take it.